The real problem is that it often isn't about money, but the problem is presented as such. "I would only do this job for X amount."
In reality, the worker doesn't like the job. Most people don't realize that what they want is a job with meaning. They want to be productive in such a way that it enriches their own lives.
And that's the problem with capitalism. We have "bullshit jobs" that exist so that someone can make money. They aren't really needed. For example, does society really need a Starbucks on every corner? Well, it's convenient for all the workers going to their bullshit job to stop and get an injection of caffeine to help them get through the first hour.
Most people don't like what we have now. A few people have meaningful lives because they are rich -- so obtaining wealth becomes a means to get to a life you want. Many workers would be happier with less -- no commute, no soul-sucking job, more time with family and they would likely give up a lot to get it. For instance, many people simply don't care about cars, but it has become a convenience, or even a need to support their capitalist lifestyle. Many people would gladly cut their technology in half if it wasn't a requirement to keep up on the knowledge to survive.
How many people would opt for a life in a tiny home in some rural location with the basic necessities -- food, water, sewage, electricity and jettisoning the rest of the nonsense? That's because such a life would have far more meaning that the soul-crushing existence under capitalism.